OneShare Health is a medical cost-sharing family that welcomes, invites, and unites those who agree with our core biblical principles relating to life, health, and caring for others, as evidenced in our shared Statement of Beliefs.

Members are not required to use a network Provider, but you could end up with additional sharing responsibility if you choose an out-of-network Provider. Contact Member Support at (855) 699-1274 so we can help you avoid getting stuck with a balance bill from your out-of-network Provider.

Health ​Care Sharing Ministries are organizations that facilitate the sharing of health care costs among individual Members who have common ethical or religious beliefs.  

• Health Care Sharing Ministries must be non-profits with Section 501(c)(3) federal tax-exempt status. 

• Members of Health Care Sharing Ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act ("ACA"). The individual shared responsibility provision ("individual mandate") of the ACA was repealed in December 2017, effective in 2019.
• This means members of Health Care Sharing Ministries are not required to have insurance as outlined in the individual mandate of the ACA. However, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.

Medical cost-sharing describes the collective effort to pay Eligible medical bills. When you are a Member of a Health Care Sharing Ministry, your Monthly Contribution is used to share in other Members’ medical bills and vice versa.

Yes, our Members are eligible for an exemption from the ACA's individual mandate. OneShare Health shares the certification issued by the federal Department of Health and Human Services to its parent, OneShare International (d/b/a Anabaptist HealthShare). Effective January 1, 2019, that individual mandate is no longer enforced under federal law. You may wish to consult your legal advisor regarding any relevant individual mandates under state law.

Most likely, though there are some limitations.

OneShare Health Programs are available nationwide, excluding the residents of NM, WA, WI, MA, MD, VT, MT, & PA. 

For a full list of our state notices, read our Disclosures & Disclaimers.

With the constant rising costs of health insurance and the seeming decreases in medical coverage, people can find themselves desperately looking for a feasible option. How awesome would it be if there was a great health care program with an affordable monthly cost?

With affordable options tailored to fit your individual needs and designed to give you the freedom to choose your own doctor, OneShare Health Programs have become a popular ​option. Contact us today online or by calling (833) 550-1545 to see why so many others have switched to a Health Care Sharing Program!

No. Christian health insurance does not exist.

Remember, OneShare Health is not health insurance. We are a Christian Health Care Sharing Ministry (HCSM), also known as a “medical cost-sharing ministry,” that facilitates the sharing of Eligible medical expenses for and through our Members.

Since there’s no such thing as Christian health insurance, you have the option of joining a traditional health insurance plan. Contrarily, OneShare Health is an ACA-exempt option for individuals and families facing the rising cost of health care! We even offer next-day Active Dates.