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    What is the Health Cost-Sharing Program?

    Thinking about becoming a OneShare Health Member? Learn about our various health care sharing Programs like the Classic Sharing Program, which can help you pay for a good deal of your regular medical expenses while also providing access to a full suite of ancillary services1.

    Learn more about what cheap health insurance options the OneShare Health classic plan for medical cost sharing can provide for your family as a cheap health insurance alternative.

     

    How Is the Classic Health Cost Sharing Program Different from Other Programs?

    The Classic Health Care Sharing Program is a mid-range health sharing Membership and also our most popular cost-sharing Program. It’s ideal for individuals and families seeking a wide range of services designed to enhance wellness while sharing essential needs through preventive health care, reduction of hospitalization, and more. It offers similar but fewer services to our Complete Program while costing less, but provides more services than the Catastrophic Program!

     

    What Services Does the
    Medical Sharing Program Assist With?

    This medical cost-sharing Program assists with regular doctor's visits, Emergency Room Visits, and Surgeries. It can help with X-rays, Labs, Preventive Care, and Clever Health™ Smart Virtual Care (Telemedicine) Services2 as well!

     

    Basic Enhanced Crown
    Sharing Services
    Review Membership Guide for full details, waiting periods, pre-existing limitations, limits and ISA for all Sharing Services.
    Provider Network
    (First Health®)
    In Network / Out-of-Network
    Out-of-Network sharing reimbursement is based on the lesser of the Out-of-Network provider actual billed amount or Maximum Reasonable Guidelines for Eligible Services provided.
    In Network / Out-of-Network
    Out-of-Network sharing reimbursement is based on the lesser of the Out-of-Network provider actual billed amount or Maximum Reasonable Guidelines for Eligible Services provided.
    In Network / Out-of-Network
    Out-of-Network sharing reimbursement is based on the lesser of the Out-of-Network provider actual billed amount or Maximum Reasonable Guidelines for Eligible Services provided.
    Individual Sharing Amount (ISA) Options $5,000 / $7,500 / $10,000 $5,000 / $7,500 / $10,000 $5,000 / $7,500 / $10,000
    Sharing for Eligible Expenses
    Preventive Services and 1 Wellness Visit 100% Shared Up to $1,000 100% Shared Up to $1,000 100% Shared Up to $1,000
    Primary Care Physician 1 Per Program Year
    $20 Visit Fee per Visit
    3 Per Program Year
    $20 Visit Fee per Visit
    5 Per Program Year
    $20 Visit Fee per Visit
    Specialist Not Eligible Not Eligible $75 Visit Fee per Visit
    Maternity
    Natural Delivery $5,000; C-Section $8,000; complications $50,000.
    Not Eligible Not Eligible Eligible
    Urgent Care Facility 1 Per Program Year
    $20 Visit Fee per Visit
    1 Per Program Year
    $20 Visit Fee per Visit
    2 Per Program Year
    $20 Visit Fee per Visit
    X-rays / Labs / Diagnostic Eligible Eligible Eligible
    Emergency Room $500 Visit Fee per Visit $500 Visit Fee per Visit $300 Visit Fee per Visit
    In/Outpatient Surgery 180-Day Waiting Period 180-Day Waiting Period 90-Day Waiting Period
    Hospitalization Eligible Eligible Eligible
    Maximum Limit Per Incident $150,000 $250,000 $500,000
    Lifetime Sharing Maximum $1,000,000 $1,000,000 $1,000,000
    Smart Virtual Care
    (Telemedicine)
    Telemedicine services are not owned or operated by OneShare Health LLC., but made available to OneShare Members by Clever Health™ and Teladoc® in MA.
    Consult Fee 100% Shared Consult Fee 100% Shared Consult Fee 100% Shared
    Additional Member Services Available
    Prescription Discount Program
    The Prescription Discount and Membership Discount Programs are not sharing services and are not owned or operated by OneShare Health, LLC. These are made available to OneShare Members by Careington and Clever HealthTM , or NBI depending on the Program or state in which the Member is enrolled.
    Elixir (Formerly EnvisionRX) Elixir (Formerly EnvisionRX) Elixir (Formerly EnvisionRX)
    Membership Discount Program
    The Prescription Discount and Membership Discount Programs are not sharing services and are not owned or operated by OneShare Health, LLC. These are made available to OneShare Members by Careington and Clever HealthTM , or NBI depending on the Program or state in which the Member is enrolled.
    Included
    (see below)
    Included
    (see below)
    Included
    (see below)
    Behavioral Health / Member Assistance Program (MAP)
    Behavioral Health / Member Assistance Program (MAP) is not owned or operated by OneShare Health, LLC but is provided by IBH.
    24/7 Crisis Management
    4 Counseling Sessions
    24/7 Crisis Management
    4 Counseling Sessions
    24/7 Crisis Management
    4 Counseling Sessions

    Is There a Difference Between the Classic Membership Tiers?

    There is! Your Monthly Contribution is higher for the Classic Enhanced and Crown Tiers. And, subject to Program Guidelines, you get lower Wellness Visit Fees and a higher maximum limit, too. The Crown Tier of the Classic Program will also provide help with Maternity3 costs, assistance with Specialist Visits, and a shorter Waiting Period for Surgery4.

     

    Get Quote

    As an alternative to Christian medical insurance and cheap health insurance, here’s how a One Share Health classic plan from our Christian health share offers shared medical services and Christian medical sharing plans! 
    Discover Our Health Care Sharing Ministry Programs

    If you have more questions about the Classic Program, we can help. Call our Member Support Team or click below now to find out more!

     

    Become a Member

    Christian medical sharing is an alternative to Christian medical insurance and cheap health insurance. With a Christian health share like the OneShare Health classic insurance alternative, you are offered Christian health plans for shared medical services.

    “Therefore encourage one another and build one another up, just as you are doing.” 

     

    1 Thessalonians 5:11 (ESV) 

    Christian medical sharing is an alternative to Christian health insurance. With a Christian health share, you are offered Christian health plans like the OneShare classic insurance alternative for shared medical services.

    1Services may vary by state, and not all are Eligible for Sharing. Waiting Periods and Pre-Existing Condition limitations may apply.

     

    2 Telemedicine is not owned or operated by OneShare Health, LLC, but made available to OneShare Members by DialCare or Teladoc in MA. 

     

    3  Conception must occur after membership Effective Date. Sharing Services are available on select tiers for our Classic and Complete programs. See Membership Guide for full Maternity sharing service limitations.

     

    4 Subject to Program Guidelines.

    Behavioral Health / Member Assistance Program (MAP) is not owned or operated by OneShare Health, LLC but is provided by IBH.

    Our Christian health share like the One Share Health classic plan offers shared medical services, affordable health insurance alternatives, and Christian medical sharing plans as an alternative to Christian health insurance.