WHEN DO I
HAVE TO GET OFF MY PARENTS'
INSURANCE
AND GET MY OWN?

You can stay on your parents' insurance until you're 26, then you'll need to get off your parents' plan.

WHEN DO I
HAVE TO GET OFF MY PARENTS'
INSURANCE
AND GET MY OWN?

Young adults can stay on their parents' health insurance until they are 26. Once you have your 26th birthday, you will need to shop around for insurance during a Special Enrollment Period or wait until you can enroll in a plan through the marketplace's Open Enrollment period. To learn more about other options, continue reading!

How Do I Find Health Care that Works for Me?

Need to find your own insurance plan? Learn about OneShare's affordable health care alternative now!

To find an insurance policy during Open Enrollment, you can visit the Health Insurance Marketplace®. Here you will discover insurance plans and their prices. From there, you can look for cheap health insurance that will fit your needs and budget.

This will take a lot of searching and comparing to find your best overall fit. There are many factors that you will need to consider; coverage needs, budget needs, and what services best cover you and your family.

Why OneShare Health is the Best Health Care Option for You

If any of the above sounds like a hassle to you, keep in mind that there are other options, like health sharing ministry Programs that you could enroll in.

OneShare Health is not health insurance, but a Christian Health Care Sharing Ministry, which is commonly mislabeled as “Christian health insurance.” One of the upsides to not being traditional insurance, aside from its affordability, next-day Active Dates, and nationwide Provider network, is that the entire enrollment process is quick and easy.

Save More
With better Programs.

With two different OneShare Health Programs to choose from, you don’t have to worry about a complicated health care choice! Find your perfect fit and enjoy the quality care you’ve come to expect from our Christian health ministry.

Swipe Left to View Programs!

Contributions as low as

OSH 2023 Catastrophic Pricing

per month

Included in Program

Membership Discounts
Including Vison & Dental
Emergency Care for Life's
Unexpected Events
24/7 Telemedicine at No Additional Cost
Mental Health Support at No Cost
Freedom to Choose Any Doctor
Next-Day Active Dates

Contributions as low as

OSH 2023 Classic Pricing

per month

Included in Program

All Catastrophic services
including these additional features
Comprehensive Preventive
Services
Maternity Sharing Eligible
Unlimited Specialist Visits
Primary Care Doctor
Urgent Care Visits

What Type of Programs does OneShare Health Offer?

OneShare Health is an alternative to traditional health insurance. Instead, our Christian health sharing ministry facilitates sharing our Members' medical bills, and our advocacy for your mental, physical and spiritual health is unique.

Our Programs have unique options for both men and women to keep their minds and bodies healthy. Each Tier and Program is designed to give maximum health sharing with a minimum budget. With Features like Preventive Care, Maternity, Emergency Room, Hospitalization, Surgery, Specialist, Urgent Care, and much more!

OneShare has three Programs, each of which caters to the different needs you may have.

You need to get off your parents’ insurance when you turn 26. Our Catastrophic health plan is an option to find your own affordable health care!

Download Catastrophic Program Overview

ENGLISH
(PDF)

OneShare Health’s Catastrophic Program is a great alternative for those who need a cheap health insurance option for healthy people. It gives you the emergency protection you need without the price of full-package insurance. Catastrophic health sharing Programs let you save money while remaining in good hands in case of an emergency.

2021_OneShare_Classic_Membership_Overview_v1

Download Classic Program Overview

ENGLISH
(PDF)

The Classic Program has access to a wider range of services designed to enhance wellness while also sharing essential needs through preventive health care, reduction of hospitalization, and more. Expecting mothers may also take advantage of Maternity Sharing under select tiers of this Program!

OneShare Health also offers Features and Discount Programs such as:

Smart Virtual Care^TM (Telemedicine)

The ability to communicate with a doctor anytime, anywhere with Smart Virtual Care (Telemedicine) technology powered by Clever Health^TM. This Feature does not have any additional cost! Open the app to receive acute medical care for non-emergency needs, even on the go.
Bella, the Intuitive Mental Health Chatbot

Get mental health help when you need it most with Bella, the Intuitive Mental Health Chatbot! Bella connects 24/7 via the Clever Health^TM App, the AI-powered mental health coaching chat specializes in anxiety and depression, provides self-help content and coping techniques, is 100% anonymous, and is accessible 24/7/365!
Discount Services

Save money where it matters, all at your fingertips. All our Programs include Membership Discount Services perks to help you save on Diabetic Supplies, Labs and Diagnostic, Dental, Vision, Prescriptions, and more!

Start Saving Up to 50% or More on Your Health Care Today!

If you don't want to go the Obamacare route with Open Enrollment and want to save money on your care, check out our Health Care Sharing Ministry that's exempt from the ACA! To start your enrollment in a health care sharing Program that could save you thousands a year on your care, grab a free OneShare Health quote by entering your ZIP Code below!