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    WHEN DO I
    HAVE TO GET OFF MY PARENTS'
    INSURANCE

    AND GET MY OWN?

    You can stay on your parents' insurance until you're 26, then you'll need to get off your parents' plan.

     

    You can stay on your parents' insurance until you're 26, then you'll need to get off your parents' plan.

     

    WHEN DO I
    HAVE TO GET OFF MY PARENTS'
    INSURANCE

    AND GET MY OWN?

     
    Young adults can stay on their parents' health insurance until they are 26. Once you have your 26th birthday, you will need to shop around for insurance during a Special Enrollment Period or wait until you can enroll in a plan through the marketplace's Open Enrollment period. To learn more about other options, continue reading!

    How Do I Find Health Care that Works for Me?

    Need to find your own insurance plan? Learn about OneShare's affordable health care alternative now!

    To find an insurance policy during Open Enrollment, you can visit the Health Insurance Marketplace®. Here you will discover insurance plans and their prices. From there, you can look for cheap health insurance that will fit your needs and budget.

    This will take a lot of searching and comparing to find your best overall fit. There are many factors that you will need to consider; coverage needs, budget needs, and what services best cover you and your family.

    Why OneShare Health is the Best Health Care Option for You

    If any of the above sounds like a hassle to you, keep in mind that there are other options, like health sharing ministry Programs that you could enroll in.

    OneShare Health is not health insurance, but a Christian Health Care Sharing Ministry, which is commonly mislabeled as “Christian health insurance.” One of the upsides to not being traditional insurance, aside from its affordability, next-day Active Dates, and nationwide Provider network, is that the entire enrollment process is quick and easy.

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    What Type of Programs does OneShare Health Offer?

    OneShare Health is an alternative to traditional health insurance. Instead, our Christian health sharing ministry facilitates sharing our Members' medical bills, and our advocacy for your mental, physical and spiritual health is unique.

    Our Programs have unique options for both men and women to keep their minds and bodies healthy. Each Tier and Program is designed to give maximum health sharing with a minimum budget. With Features like Preventive Care, Maternity, Emergency Room, Hospitalization, Surgery, Specialist, Urgent Care, and much more!

    OneShare has three Programs, each of which caters to the different needs you may have.

    OneShare Catastrophic Program OneShare Catastrophic Program
    Pricing Contributions as Low as
    $ 69.99
    $ 6
    per month
    Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
    Contributions as Low as
    $ 89.99
    $ 7
    per month
    Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
    Eligible Services Affordable Monthly Contributions
    to Fit Your Budget
    Three Levels of Care to Choose From
    Smart Virtual Care
    (Telemedicine)
    Telemedicine services are not owned or operated by OneShare Health LLC., but made available to OneShare Members by Clever Health™.
    Mental Health Support
    Mental Health Support is not owned or operated by OneShare Health.
    X-Rays / Labs / Diagnostic
    Catastophic program is eligible for Emergency Room and Hospitalization only.
    Emergency Room
    Hospitalization
    Prescription Discount Program
    Lifetime Sharing Maximum
    Primary Care Physician N/A
    Urgent Care Facility N/A
    Preventive Services N/A
    Maternity
    Eligible After ISA on Classic Crown. Natural Delivery $5,000; C-Section $8,000; complications $50,000.
    N/A
    (Classic Crown Only)
    Maximum Limit per Incident $150,000 / $250,000 / $500,000 $150,000 / $250,000 / $500,000
      Learn More Learn More
    You need to get off your parents’ insurance when you turn 26. Our Catastrophic health plan is an option to find your own affordable health care!
    Catastrophic_Program_Brochure_Img_v2Download Catastrophic Program Overview

    OneShare Health’s Catastrophic Program is a great alternative for those who need a cheap health insurance option for healthy people. It gives you the emergency protection you need without the price of full-package insurance. Catastrophic health sharing Programs let you save money while remaining in good hands in case of an emergency. 

    2021_OneShare_Classic_Membership_Overview_v1
    Classic_Program_Brochure_Img_v2Download Classic Program Overview

    The Classic Program has access to a wider range of services designed to enhance wellness while also sharing essential needs through preventive health care, reduction of hospitalization, and more. Expecting mothers may also take advantage of Maternity Sharing under select tiers of this Program! 

    OneShare Health also offers Features and Discount Programs such as:

    • Smart Virtual CareTM (Telemedicine)

      The ability to communicate with a doctor anytime, anywhere with Smart Virtual Care (Telemedicine) technology powered by Clever HealthTM. This Feature does not have any additional cost! Open the app to receive acute medical care for non-emergency needs, even on the go.

    • Bella, the Intuitive Mental Health Chatbot

      Get mental health help when you need it most with Bella, the Intuitive Mental Health Chatbot! Bella connects 24/7 via the Clever HealthTM App, the AI-powered mental health coaching chat specializes in anxiety and depression, provides self-help content and coping techniques, is 100% anonymous, and is accessible 24/7/365!
    • Discount Services

      Save money where it matters, all at your fingertips. All our Programs include Membership Discount Services perks to help you save on Diabetic Supplies, Labs and Diagnostic, Dental, Vision, Prescriptions, and more!

    Learn More

    Start Saving Up to 50% or More on Your Health Care Today!

    Need to find your own insurance plan? Learn about OneShare's affordable health care alternative now!

    If you don't want to go the Obamacare route with Open Enrollment and want to save money on your care, check out our Health Care Sharing Ministry that's exempt from the ACA! To start your enrollment in a health care sharing Program that could save you thousands a year on your care, grab a free OneShare Health quote by entering your ZIP Code below!

    Need to find your own insurance plan? Learn about OneShare's affordable health care alternative now!

    “Therefore encourage one another and build one another up, just as you are doing.”  

    1 Thessalonians 5:11 (ESV) 

    You can stay on your parents' insurance until you're 26, then you'll need to get off your parents' plan.