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Save $75 on Your Enrollment Fee with OneShare Health! 

Tired of rising medical costs? OneShare Health offers an affordable and comprehensive faith-based alternative to traditional insurance, that can save you up to 50% on your health care costs.

Starting at just $50.99 a month, you'll enjoy:

  • Nationwide Provider Access through the First Health Network
  • 24/7 Virtual Urgent Care (Telemedicine) at no additional cost, $0 Visit Fee
  • Virtual Primary Care & Mental Health Services
  • Prescription Savings with Rx Valet
  • And more! 

And now, for a limited time, we're offering $75 off your initial enrollment fee with Promo Code APPFEE50MO. 

Get a Quote Now
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Experience the OneShare Health Difference.

Supporting Your Health with Essential Features, Including:

 

Quick Response Times

Say goodbye to long wait times! We prioritize your needs with most Sharing Requests completed within three weeks, so you get the help you need, when you need it.

 

Inclusive Services for Every Member

From preventive and wellness services to specialist care, OneShare Health offers a full range of eligible services, designed with your health in mind.

 

Budget-Friendly Monthly Contributions

Choose from flexible sharing options tailored to fit your health needs and budget, making it easier to manage monthly contributions.

Enjoy Incredible Membership Features and Save on Your Enrollment!

We’re excited to offer you enhanced Membership Features tailored to support your health care sharing needs. Join now and enjoy $75 off your enrollment fee! Your journey to affordable, faith-based Health Care Sharing begins today.

 

 

Every Program Includes:

 
OSH iPhone Medical
Virtual Urgent Care (Telemedicine)

With Clever Health, managing everyday health is simple. As a OneShare Health Member, enjoy 24/7 access to board-certified providers year-round. Virtual Urgent Care (Telemedicine) is 100% Shared, and phone access is available if needed.
Virtual Primary Care

Take control of your primary care with Virtual Primary Care. Choose when and how to see your physician, whether for managing chronic conditions, routine checkups, or specialist referrals.
Mental Health & Wellness

Enjoy a range of services designed to support your mental well-being. Whether you’re looking for someone to talk to or need professional counseling, making it easy to find the care you need to feel like yourself again—all from the comfort of home.
Virtual Vet Care

Accessible 24/7, licensed vets provide guidance on general questions, ongoing illnesses, and emergency support for your furry friends.
RX Valet

With RX Valet, find local pharmacies, get the lowest guaranteed price with Pre-Pay Select, or use convenient Home Delivery. RX Valet has an Acute Medication Program that provides 37 commonly prescribed drugs at no cost to you!
Wellcard Savings

Your WellCard Savings Card unlocks major discounts on essentials like Dental, Vision, and Prescriptions. Enjoy savings on entertainment, including Disney® theme parks, movies, hotels, rental cars, and more!

Compare Our Programs

Your health care needs are personal, and your solution should reflect that. At OneShare Health, we provide Health Care Sharing Programs tailored to your lifestyle, budget, and faith-based values. Whether you need a safety net for life’s unexpected challenges or a comprehensive approach to managing medical expenses, you’ll find a program that aligns with your needs and beliefs.
OneShare Catastrophic Program OneShare Catastrophic Program OneShare Classic Program
Contributions as Low as
$ 50.99
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Contributions as Low as
$ 72.99
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Contributions as Low as
$ 92.99
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Eligible Services
Virtual Urgent Care (Telemedicine)
Telemedicine services are not owned or operated by OneShare Health LLC., but made available to OneShare Members by Clever Health.
Mental Health Support
Mental Health Support is not owned or operated by OneShare Health, LLC, but made available by Clever Health. If you are in a crisis situation, please call or text the 988 Suicide & Crisis Lifeline or visit 988lifeline.org for help
X-Rays / Labs / Diagnostics
Catastrophic and Cat365 programs are eligible for Emergency Room and Hospitalization only.
Emergency Room
Emergency Room expenses under $10,000 are subject to a Visit Fee. Emergency Room expenses $10,000 or over are subject to ISA.
Hospitalization
After ISA is met, Eligible up to Per Incident Sharing Maximum. Outpatient, Pre and Post Admission for Hospitalization/Outpatient Surgery.
Prescription Discount Program
Discount Services vary by state and are not owned or operated by OneShare Health, LLC. Members in Washington state are eligible for the state’s WPDP Discount Card through the Washington State HCA.
Lifetime Sharing Maximum
Primary Care Physician
OneShare Members have access to a broad range of Providers through the First Health Network. Choosing an in-network Provider will result in faster sharing request processing and ensure that Members do not face additional sharing responsibility for Eligible expenses.
 N/A N/A
Urgent Care Facility N/A N/A
Preventive Services
Preventive Services and 1 Wellness Visit are Eligible after a 180-day waiting period.
 N/A N/A
Maternity
Eligible After ISA on Classic Crown. Natural Delivery $5,000; C-Section $8,000; complications $50,000.
 N/A N/A
Per Incident Sharing Maximum
$150,000 / $250,000 / $500,000
$150,000 / $250,000 / $500,000
$150,000 / $250,000 / $500,000

 

 

Save More

With better Programs.

 

With three different OneShare Health Programs to choose from, you don’t have to worry about a complicated health care choice! Find your perfect fit and enjoy the quality care you’ve come to expect from our Christian health ministry.

 

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 2021_OneShare_Catastrophic_Wordmark_RGB_Orange_web

Contributions as low as

 OSH_Cat_Rate_92-99
per month
ⓘ
Included in Program
  • ✔ Membership Discounts Including Vision & Dental
  • ✔ Emergency Care for Life's Unexpected Events
  • ✔ 24/7 Telemedicine at No Additional Cost
  • ✔ Mental Health Support at No Cost
  • ✔ Freedom to Choose Any Doctor
  • ✔ Next-Day Active Dates
 Catastrophic365 Program Logo-1

Contributions as low as

 OSH_Cat_Rate_92-99
per month
ⓘ
Included in Program
  • ✔ Membership Discounts Including Vision & Dental
  • ✔ Emergency Care for Life's Unexpected Events
  • ✔ 24/7 Telemedicine at No Additional Cost
  • ✔ Mental Health Support at No Cost
  • ✔ Freedom to Choose Any Doctor
  • ✔ Next-Day Active Dates
 2021_OneShare_Classic_Wordmark_RGB_Blue_web

Contributions as low as

 OSH_Class_Rate_92-99
per month
ⓘ
Included in Program
  • ✔ All Catastrophic services including these additional features
  • ✔ Comprehensive Preventive Services
  • ✔ Maternity Sharing Eligible
  • ✔ Unlimited Specialist Visits
  • ✔ Primary Care Doctor
  • ✔ Urgent Care Visits

 

 

Save More

With better Programs.

 

With three different OneShare Health Programs to choose from, you don’t have to worry about a complicated healthcare choice! Find your perfect fit and enjoy the quality care you’ve come to expect from our Christian health sharing ministry.

 

arrow-icon

 
 2021_OneShare_Catastrophic_Wordmark_RGB_Orange_web

Contributions as low as

 OSH_2025-Redesign_Pricing_CATASTROPHIC_v4
per month
ⓘ
Included in Program
  • ✓ Membership Discounts Including Vision & Dental
  • ✓ Emergency Care for Life's Unexpected Events
  • ✓ 24/7 Telemedicine at No Additional Cost
  • ✓ Mental Health Support at No Cost
  • ✓ Freedom to Choose Any Doctor
  • ✓ Next-Day Active Dates
 2021_OneShare_Classic_Wordmark_RGB_Blue_web

Contributions as low as

 OSH_2025-Redesign_Pricing_CLASSIC_v4
per month
ⓘ
Included in Program
  • ✓ All Catastrophic services including these additional features
  • ✓ Comprehensive Preventive Services
  • ✓ Maternity Sharing Eligible
  • ✓ Unlimited Specialist Visits
  • ✓ Primary Care Doctor
  • ✓ Urgent Care Visits

Looking for something Short-Term?

Finding the right short-term option can be tough. OneShare Health makes it easy with a flexible, affordable Health Care Sharing solution for up to one year—no long-term commitment required.

Catastrophic365 Program Logo-1

Simple, Affordable Protection for Temporary Needs

 

Contributions as low as

OSH_2025-Redesign_Pricing_CAT365_v3_v4
per month
ⓘ

 

When you need Health Care Sharing without a long-term commitment, Catastrophic365 provides year-long support with the option to cancel anytime. Ideal for temporary or minimal health care needs, this Program is designed to be easy and accessible, with next-day Active dates and the ability to re-enroll annually.

 

Plan Features
  • ✓ Ideal for Temporary Gaps
  • ✓ For Low Health Care Use
  • ✓ Our Most Affordable Program
  • ✓ No 4-Month Limit
  • ✓ Flexible – Cancel Anytime
  • ✓ Includes Telemedicine & Discounts
  • ✓ Next-Day Active Dates
  • ✓ Reenroll in Consecutive 12-Month Programs

 

 

Flexible Protection

With Catastrophic365.

 

When you need Health Care Sharing without the long-term commitment, Catastrophic365 is here for you. Get affordable, year-long coverage with the freedom to cancel anytime, designed for temporary or low health care needs. Enjoy seamless, next-day effective dates and re-enroll yearly with ease.

 

arrow-icon

 
 Catastrophic365 Program Logo-1

Contributions as low as

 OSH Cat365 Pricing Icon
per month
ⓘ
Included in Program
  • ✓ Ideal for Temporary Gaps
  • ✓ For Low Health Care Use
  • ✓ Our Most Affordable Plan
  • ✓ No 4-Month Limit
  • ✓ Flexible – Cancel Anytime
  • ✓ Includes Telemedicine & Discounts
  • ✓ Next-Day Effective Dates
  • ✓ Reenroll in Consecutive 12-Month Plans

Ready to Enroll?

Join a Health Care Sharing Ministry that cares for you and your family. At OneShare Health, we provide personalized support to help you find the right Program for your needs and values.

Fill out the form below for a free quote, and our specialists will guide you through your options with care and clarity.

Prefer to talk now? Call 833-773-0410 and connect with a specialist today!

Affordable, Transparent Health Care Is Within Reach

 

We’re excited to help you start your Health Care Sharing journey with a special offer just for you! New Members receive $75 off their enrollment fee when you use promo code APPFEE50MO. Complete the short form below, to generate your custom quote and compare Program options.

Clear Answers for a Confident Health Care Sharing Journey.

The Guidance You Need to Make Informed Decisions.

Choosing the right Health Care Sharing Program shouldn't be overwhelming. We're here to guide you every step of the way, helping you find a solution that aligns with your faith and supports your family’s needs. Explore our FAQs and move forward with confidence, knowing you’re making the right choice for your health and values.

  • Who is OneShare Health?

    OneShare Health is a medical cost-sharing family that welcomes, invites, and unites those who agree with our core biblical principles relating to life, health, and caring for others, as evidenced in our shared Statement of Beliefs.

  • What if my doctor is not in the Provider Locator?

    Members are not required to use a network Provider, but you could end up with additional sharing responsibility if you choose an out-of-network Provider. Contact Member Support at (855) 699-1274 so we can help you avoid getting stuck with a balance bill from your out-of-network Provider.

  • What is a Health Care Sharing Ministry?

    Health ​Care Sharing Ministries are organizations that facilitate the sharing of health care costs among individual Members who have common ethical or religious beliefs.  

    • Members of Health Care Sharing Ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act ("ACA"). The individual shared responsibility provision ("individual mandate") of the ACA was repealed in December 2017, effective in 2019.
    • This means members of Health Care Sharing Ministries are not required to have insurance as outlined in the individual mandate of the ACA. However, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.

  • How Does Health Care Sharing Work?

    Medical cost-sharing describes the collective effort to pay Eligible medical bills. When you are a Member of a Health Care Sharing Ministry, your Monthly Contribution is used to share in other Members’ medical bills and vice versa.

  • Is OneShare Health ACA-exempt?

    Yes, our Members are eligible for an exemption from the ACA's individual mandate. OneShare Health shares the certification issued by the federal Department of Health and Human Services to its parent, OneShare International (d/b/a Anabaptist HealthShare). Effective January 1, 2019, that individual mandate is no longer enforced under federal law. You may wish to consult your legal advisor regarding any relevant individual mandates under state law.

  • Are OneShare Health Programs available in my area?

    Most likely, though there are some limitations.

    OneShare Health Programs are available nationwide, excluding the residents of NM, WA, WI, MA, MD, VT, MT, & PA. 

    For a full list of our state notices, read our Disclosures & Disclaimers.

  • Is a Health Care Sharing Program right for me?

    With the constant rising costs of health insurance and the seeming decreases in medical coverage, people can find themselves desperately looking for a feasible option. How awesome would it be if there was a great health care program with an affordable monthly cost?

    With affordable options tailored to fit your individual needs and designed to give you the freedom to choose your own doctor, OneShare Health Programs have become a popular ​option. Contact us today online or by calling (833) 550-1545 to see why so many others have switched to a Health Care Sharing Program!

  • Is OneShare Health Christian health insurance?

    No. Christian health insurance does not exist.

    Remember, OneShare Health is not health insurance. We are a Christian Health Care Sharing Ministry (HCSM), also known as a “medical cost-sharing ministry,” that facilitates the sharing of Eligible medical expenses for and through our Members.

    Since there’s no such thing as Christian health insurance, you have the option of joining a traditional health insurance plan. Contrarily, OneShare Health is an ACA-exempt option for individuals and families facing the rising cost of health care! We even offer next-day Active Dates.