Beat Rising
ACA Premiums
OneShare Health offers a different path — affordable, faith-led care
Get $150 off your first month's total payment when you enroll this month — including waived application fees. Enjoy immediate access to care and community with next-day activation.
Speak with a Specialist
833-407-0722
+175,500
Members Served
+277M
Expenses Shared
+1.79M
Charitable Contributions
Enroll Toady. Be Active Tomorrow.
Unlike traditional health plans, OneShare Health doesn’t restrict you to Open Enrollment periods. As an ACA-Exempt Health Care Sharing Ministry with an A+ rating from the Better Business Bureau, you can enroll on your schedule — no deadlines, no waiting. Once you join, you’ll have access to faith-based care and essential features with next-day activation.
Get a Free Quote Today
Answer a few quick questions and see how much you could save with OneShare Health. Whether you’re comparing options or ready to enroll, our specialists are here to help you find the right Program for your needs — with next-day activation and this month’s limited-time $150 discount.
Cat365 Program is excluded from this promotional discount.
Use Promo Code ENROLL25 to Claim.
Prefer to Speak with a Specialist?
Sometimes a conversation is the easiest way to get answers. Our team is here to help walk you through your options, explain how Health Care Sharing works, and find the right Program for your needs — with no enrollment deadlines and next-day activation.
Call
833-407-0722
to speak with a specialist today
Three Smart Options Built to Fit Your Needs
Whether you're looking for everyday support, protection from the unexpected, or a temporary solution, OneShare Health has a Program that fits your lifestyle and budget. Each option offers unique features designed to help you share medical expenses with confidence — all with the flexibility to enroll anytime.
Additional Features That Start Working Day One
Every OneShare Health Member gains instant access to a suite of added features designed to support your everyday well-being. From Virtual Urgent Care and Mental Health Support to discounts on prescriptions, dental, vision, and even veterinary care — these benefits are available from day one of your Membership.
Virtual Urgent Care (Telemedicine)
Virtual Primary Care
Mental Health & Wellness
Virtual Vet Care
RX Valet
Wellcard Savings
Discount Programs Included with Membership
From day one, your OneShare Health Membership unlocks access to nationwide discount programs* that help lower everyday costs — including prescriptions, dental, vision, labs, and even entertainment. These programs are active immediately, helping you stretch your budget without sacrificing care.
*Services vary by state. Discount Programs are not available to Washington Catastrophic Program Members.
Care/Supplies
Discount
Frequently Asked Questions
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Who is OneShare Health?
OneShare Health is a medical cost-sharing family that welcomes, invites, and unites those who agree with our core biblical principles relating to life, health, and caring for others, as evidenced in our shared Statement of Beliefs.
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What if my doctor is not in the Provider Locator?
Members are not required to use a network Provider, but you could end up with additional sharing responsibility if you choose an out-of-network Provider. Contact Member Support at (855) 699-1274 so we can help you avoid getting stuck with a balance bill from your out-of-network Provider.
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What is a Health Care Sharing Ministry?
Health Care Sharing Ministries are organizations that facilitate the sharing of health care costs among individual Members who have common ethical or religious beliefs.
- Health Care Sharing Ministries must be non-profits with Section 501(c)(3) federal tax-exempt status.
- Members of Health Care Sharing Ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act ("ACA"). The individual shared responsibility provision ("individual mandate") of the ACA was repealed in December 2017, effective in 2019.
- This means members of Health Care Sharing Ministries are not required to have insurance as outlined in the individual mandate of the ACA. However, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.
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How Does Health Care Sharing Work?
Medical cost-sharing describes the collective effort to pay Eligible medical bills. When you are a Member of a Health Care Sharing Ministry, your Monthly Contribution is used to share in other Members’ medical bills and vice versa.
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Is OneShare Health ACA-exempt?
Yes, our Members are eligible for an exemption from the ACA's individual mandate. OneShare Health shares the certification issued by the federal Department of Health and Human Services to its parent, OneShare International (d/b/a Anabaptist HealthShare). Effective January 1, 2019, that individual mandate is no longer enforced under federal law. You may wish to consult your legal advisor regarding any relevant individual mandates under state law.
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Are OneShare Health Programs available in my area?
Most likely, though there are some limitations.
OneShare Health Programs are available nationwide, excluding the residents of NM, WA, WI, MA, MD, VT, MT, & PA.
For a full list of our state notices, read our Disclosures & Disclaimers.
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Is a Health Care Sharing Program right for me?
With the constant rising costs of health insurance and the seeming decreases in medical coverage, people can find themselves desperately looking for a feasible option. How awesome would it be if there was a great health care program with an affordable monthly cost?
With affordable options tailored to fit your individual needs and designed to give you the freedom to choose your own doctor, OneShare Health Programs have become a popular option. Contact us today online or by calling (833) 550-1545 to see why so many others have switched to a Health Care Sharing Program! -
Is OneShare Health Christian health insurance?
No. Christian health insurance does not exist.
Remember, OneShare Health is not health insurance. We are a Christian Health Care Sharing Ministry (HCSM), also known as a “medical cost-sharing ministry,” that facilitates the sharing of Eligible medical expenses for and through our Members.
Since there’s no such thing as Christian health insurance, you have the option of joining a traditional health insurance plan. Contrarily, OneShare Health is an ACA-exempt option for individuals and families facing the rising cost of health care! We even offer next-day Active Dates.
Ready to Take the Next Step?
You’ve seen how flexible, affordable, and accessible Health Care Sharing can be. With no enrollment deadlines, next-day activation, and three great Programs to choose from, there’s never been a better time to get started.

