Our Catastrophic Sharing Program is ideal for Members who need to find high-quality additional medical cost-sharing services at lower prices. Are you in good overall health and interested in becoming a Member of a Christian Health Care Sharing Ministry that helps others? OneShare Health’s Catastrophic Program is the perfect place to start your search for affordable health cost sharing!
Even though you may be in good health, it’s comforting to know that OneShare Health's Christian health care sharing is available when and where you need it.
The Features of the Catastrophic Program also include the freedom to choose any health care provider you want. To bring you this no-restriction freedom of choice, we facilitate sharing at a Fair and Reasonable Amount for Eligible Inpatient, Outpatient, Hospital, Surgery Center, or Clinical Lab Facility care! Members can also access Prescription Discount Services, and unlimited Clever Health™ Smart Virtual Care (Telemedicine)2 Services, 24/7.
OneShareSM Catastrophic |
||
---|---|---|
Eligible for Sharing
Review Membership Guidelines for full details: Waiting Periods, Pre-Existing Limitations, service-specific limits, ISA, and Visit Fees for all Eligible Expenses. All ISAs, fees, Per Incident Limits and Lifetime Maximums are per Member.
|
||
Individual Sharing Amount (ISA) | $5,000 / $10,000 | |
Maximum Limit Per Incident | $150,000 / $250,000 / $500,000 | |
Lifetime Sharing Maximum | $300,000 / $500,000 / $1,000,000 | |
Physician Visits
OneShare Members have access to a broad range of Providers through the First Health Network. Choosing an in-network Provider will result in faster sharing request processing and ensure that Members do not face additional sharing responsibility for Eligible expenses.
|
||
Virtual Urgent
Care (Telemedicine) Virtual Urgent Care is immediately available. It is not owned or operated by OneShare Health, LLC. but is made available by Clever Health.
|
$0 Visit Fee / 100% Shared | |
Preventive Services and 1 Wellness Visit | Not Eligible | |
Primary Care Physician | Not Eligible | |
Specialists
Specialist Visits due to Eligible Hospitalization or Outpatient Surgery.
|
$75 Visit Fee | |
Facility Services | ||
Urgent Care Facility | Not Eligible | |
Emergency Room
After the Visit Fee, Emergency Room services are Eligible for Sharing up to $10,000 then ISA applies.
|
$500 Visit Fee Up to $10,000 then ISA applies. |
|
All Other Services
OneShare Members have access to a broad range of Providers through the First Health network. Choosing an in-network Provider will result in faster sharing request processing and ensure that Members do not face additional sharing responsibility for Eligible expenses.
|
||
X-rays / Labs /
Diagnostics Eligible only during an Eligible Inpatient Hospitalization or after an Eligible Outpatient Surgery.
|
Eligible After ISA | |
In/Outpatient
Surgery Eligible after ISA is met up to Maximum Limit Per Incident.
|
Eligible after ISA | |
Maternity | Not Eligible | |
Hospitalization Eligible after ISA is met up to Maximum Limit Per Incident
|
Eligible after ISA. | |
Membership Services | ||
Prescription, Health, Wellness,
and Entertainment Discounts
Discount Programs will vary by state and are not owned or operated by OneShare Health, LLC. Members in Washington state are Eligible for the state’s
WPDP Discount Card through the Washington State HCA.
|
Included | |
Mental Health
Support
Mental Health Support is not owned or operated by OneShare Health.
|
24/7 Intuitive Mental Health Chatbot from Clever Health |
The OneShare Health Catastrophic healthshare program is ideal for individuals who are in good health and in a good position to bless others. However, if you do feel you need more features that are Eligible for Sharing or more medical assurance, you can take advantage of our Classic health care sharing programs.
Keep in mind, as the Catastrophic Membership is our most affordable Program for those who are in good health, you won’t find as many included features as you would on the Classic Program. However, in case of an emergency, the Catastrophic Program provides Sharing Eligibility for many necessary procedures and services. Please check the Program Guidelines for a full list of Eligible Services and exclusions.
As always, you should compare medical cost-sharing Programs offered by OneShare Health to see which works best for you and your family’s needs!
Our Christian Health Care Sharing Ministry is on a Mission to provide healthshare services for those who need help with their medical expenses. The Catastrophic Sharing Program facilitates medical sharing. Learn more about our Programs by clicking below or and read OneShare Health reviews here!
“Therefore encourage one another and build one another up, just as you are doing.”
1 Thessalonians 5:11 (ESV)
1Subject to Program Guidelines. Certain Limitations, Waiting Periods, Pre-Existing Condition Limitations, and applicable ISA apply to all Sharing Services. Unless stated otherwise in the Eligible Sharing Descriptions and Limits, there is a 90-Day Waiting Period for any medical expenses other than for Accidents, Injuries, Acute Illnesses or Immunizations. Pre-Existing Condition Limitations and Program Guidelines will apply. Visit Fees continue to apply after the ISA is met.
2Smart Virtual Care is immediately available. It is not owned or operated by OneShare Health, LLC. It is provided by Clever Health™.
Mental Health Support is not owned or operated by OneShare Health.
'Therefore encourage one another and build one another up, just as you are doing.'
1 Thessalonians 5:11 (ESV)
1125 Executive Circle, Suite #130
Irving, Texas, 75038
OneShare Health, LLC is not an insurance company but a religious health care sharing ministry. For our full disclosures, see www.onesharehealth.com/legal-notices for the most up to date state availability listing.
Copyright © 2023 OneShare Health, LLC, All rights reserved.