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    What Is
    OneShare Health’s Catastrophic Sharing Program?

    Our Catastrophic Sharing Program is ideal for Members who need to find high-quality additional medical cost-sharing services at lower prices. Are you in good overall health and interested in becoming a Member of a Christian Health Care Sharing Ministry that helps others? OneShare Health’s Catastrophic Program is the perfect place to start your search for affordable health cost sharing!

    Learn more about the OneShare Health catastrophic plan.

     

    What Health Sharing Services Are Offered?

    Even though you may be in good health, it’s comforting to know that OneShare Health's Christian health care sharing is available when and where you need it.

    The Features of the Catastrophic Program also include the freedom to choose any health care provider you want. To bring you this no-restriction freedom of choice, we facilitate sharing at a Fair and Reasonable Amount for Eligible Inpatient, Outpatient, Hospital, Surgery Center, or Clinical Lab Facility care! Members can also access Prescription Discount Services, and unlimited Clever Health™ Smart Virtual Care (Telemedicine)2 Services, 24/7.

     

    Get Quote

      OneShareSM
    Catastrophic
    Eligible for Sharing
    Review Membership Guidelines for full details: Waiting Periods, Pre-Existing Limitations, service-specific limits, ISA, and Visit Fees for all Eligible Expenses. All ISAs, fees, Per Incident Limits and Lifetime Maximums are per Member.
    Individual Sharing Amount (ISA) $5,000 / $10,000
    Maximum Limit Per Incident $150,000 / $250,000 / $500,000
    Lifetime Sharing Maximum $300,000 / $500,000 / $1,000,000
    Physician Visits
    OneShare Members have access to a broad range of Providers through the First Health Network. Choosing an in-network Provider will result in faster sharing request processing and ensure that Members do not face additional sharing responsibility for Eligible expenses.
    Smart Virtual Care
    (Telemedicine)
    Smart Virtual Care is immediately available. It is not owned or operated by OneShare Health, LLC. but is made available by Clever HealthTM.
    $0 Visit Fee / 100% Shared
    Preventive Services and 1 Wellness Visit Not Eligible
    Primary Care Physician Not Eligible
    Specialists
    Specialist Visits due to Eligible Hospitalization or Outpatient Surgery.
    $75 Visit Fee
    Facility Services
    Urgent Care Facility Not Eligible
    Emergency Room
    After the Visit Fee, Emergency Room services are Eligible for Sharing up to $10,000 then ISA applies.
    $500 Visit Fee
    Up to $10,000 then ISA applies.
    All Other Services
    OneShare Members have access to a broad range of Providers through the First Health network. Choosing an in-network Provider will result in faster sharing request processing and ensure that Members do not face additional sharing responsibility for Eligible expenses.
    X-rays / Labs / Diagnostics
    Eligible only during an Eligible Inpatient Hospitalization or after an Eligible Outpatient Surgery.
    Eligible After ISA
    In/Outpatient Surgery
    Eligible after ISA is met up to Maximum Limit Per Incident.
    Eligible after ISA
    Maternity Not Eligible
    Hospitalization
    Eligible after ISA is met up to Maximum Limit Per Incident
    Eligible after ISA.
    Membership Services
    Prescription, Health, Wellness, and Entertainment Discounts
    Discount Programs will vary by state and are not owned or operated by OneShare Health, LLC. Members in Washington state are Eligible for the state’s WPDP Discount Card through the Washington State HCA.
    Included
    Mental Health Support
    Mental Health Support is not owned or operated by OneShare Health.
    24/7 Intuitive Mental Health Chatbot from Clever HealthTM
     

    What if I need More Features than the Catastrophic Sharing Program Offers?

    The OneShare Health Catastrophic healthshare program is ideal for individuals who are in good health and in a good position to bless others. However, if you do feel you need more features that are Eligible for Sharing or more medical assurance, you can take advantage of our Classic health care sharing programs.  

    Keep in mind, as the Catastrophic Membership is our most affordable Program for those who are in good health, you won’t find as many included features as you would on the Classic Program. However, in case of an emergency, the Catastrophic Program provides Sharing Eligibility for many necessary procedures and services. Please check the Program Guidelines for a full list of Eligible Services and exclusions.

    As always, you should compare medical cost-sharing Programs offered by OneShare Health to see which works best for you and your family’s needs! 

    Here’s how a One Share Health catastrophic health plan works.

     

    How Do You Apply for a
    Christian Health Care Sharing Ministry?
     

    Our Christian Health Care Sharing Ministry is on a Mission to provide healthshare services for those who need help with their medical expenses. The Catastrophic Sharing Program facilitates medical sharing. Learn more about our Programs by clicking below or and read OneShare Health reviews here!

     

    Become a Member

     

     

    With a Christian health share catastrophic insurance alternative, you are offered shared medical services.

    “Therefore encourage one another and build one another up, just as you are doing.” 

    1 Thessalonians 5:11 (ESV) 

    Christian medical sharing is an alternative to Christian health insurance.

    1Subject to Program Guidelines. Certain Limitations, Waiting Periods, Pre-Existing Condition Limitations, and applicable ISA apply to all Sharing Services. Unless stated otherwise in the Eligible Sharing Descriptions and Limits, there is a 90-Day Waiting Period for any medical expenses other than for Accidents, Injuries, Acute Illnesses or Immunizations. Pre-Existing Condition Limitations and Program Guidelines will apply. Visit Fees continue to apply after the ISA is met.

    2Smart Virtual Care is immediately available. It is not owned or operated by OneShare Health, LLC. It is provided by Clever Health™.

    Mental Health Support is not owned or operated by OneShare Health.

    Our catastrophic plan offers affordable health insurance alternatives.